HABATUS SAUDA DARI MADINAH: PENIPUAN DI INTERNET...AWASSS!!!

KISAH BENAR-habatussaudamadinah.blogspot.com

assalamualaikum..

Harini saya nak berkongsi dengan saudara semua berkenaan dengan penipuan jual beli Online.
Perkara ini telah berlaku kepada saya..

Baru-baru ni saya ada menjual satu barang (x perlu rasanya untuk sy bgtau) melalui satu laman web terkenal di Malaysia iaitu mudah.my.(PENIPUAN INI TIADA KAITAN DENGAN mudah.my...CUMA SAYA INGIN BAGITAU. PENIPU DI LUAR SANA MENGGUNAKAN SEGALA PLATFOM LAMAN WEB JUAL BELI UNTUK MENCARI MANGSA)

Selepas beberapa hari kemudian saya menerima wassap daripada seorang "Pembeli" yang mendakwa daripada U.S.A untuk membeli barangan saya..no hp tersebut ialah :

+234 816 647 9633

"pembeli" tersebut bersetuju dengan harga yang saya letakkan dan akan bank in kepada saya beserta dengan wang pos sebanyak RM 450.

Dia meminta emel saya, kononya untuk pihak bank menghantar bukti bayaran kepada saya.

Kemudian "Pembeli" berkenaan mendesak saya untuk membungkus barangan yang saya ingin jual segera dan menghantar foto melalui wassap sebagai bukti.

Esoknya dia menghantar wassap yang meminta saya memeriksa emel. setelah diperiksa, saya dapati meseg tersebut masuk dalam SPAM..saya yang tiada pengalaman dalam transaksi luar negara terus percaya dengan transaksi tersebut..

butiran emel seperti di bawah:

*****( Confirmation of Transaction ID : 9GW755953N953900L***Credit Europe Transfer Notification of Auction Payment )***

Inbox

Credit Europe Bank Plc ® OlineTransfer ® <credit_europe.online@ownplace.com>

Dec 8 (6 days ago)

to me

Payment Notification
Transaction code : 9GW755953N953900L

Dear :Nama saya

Congratulations !!! .You have an Instant Bank Transfer for auction Payment of 450.00 RM from Mrs Yahaya Rahamat via Credit Europe Auction Payment for your auction item of(Clark Shoe) This payment has been successfully processed and has been Approved. Details of the transaction is provided bellow :

Buyers Account Details

Account Name: Mrs Yahaya Ramat
Bank Name : Credit Europe Bank
Bank Code : CE00931UK
Account Number : 59254262
Bank Location : London UK

Sellers Account Details

Name:NAMA SAYA
Account Number :*******
ISO Country Code:MY(Malaysia)

Bank Name :MayBank
Email address:*******@gmail.com

TRANSACTION DETAIL

KEMUDIAN EMEL KEDUA DI HANTAR:

**Credit Europe Auction Payment team Has Sent You Confirmation for An Auction Payment ***9GW755953N953900L**Awaiting for your shipping scan copy now..

Inbox

Credit Europe Bank Plc ® OlineTransfer ® <credit_europe.online@ownplace.com>

Dec 8 (6 days ago)

to me

Payment Notification
Transaction code : 9GW755953N953900L

Dear :****

This is to inform you that we have received your payment of 450 .00 RM from Mrs Yahaya Ramat for an item .. Purchased from online advert.The money has now been deducted from the buyer's bank account and ready to be transfer into your Bank account. It will be deposited into your Account :

***Sellers Bank Account Details***As provided by the Buyers ( Mrs Yahaya Ramat )*

Name:NAMA SAYA
Account Number :*******
ISO Country Code:MY(Malaysia)

Bank Name :MayBank
Email address:*******@gmail.com

*** IMPORTANT NOTE ***
''" YOUR PAYMENT WILL BE TRANSFER INTO YOUR ACCOUNT IN RM'"

This Auction payment has been deducted from your Buyer bank account and has been "APPROVED" but will not be credited to your seller account which information is provided above until the You Send us the Shipment Reference/Tracking Number or Bar Code for shipment verification so as to secure both the buyer and the seller. Below are the necessary information requested before him/her account will be credited. the tracking number must send to us through this email address(credit_europe.online@ownplace.com) and our customer service care will attend to you.. As soon as we got the shipment's tracking number for security purposes and the safety of the buyer with the seller, the money will be credited to your account within 24 hours.

PLEASE NOTE THAT THIS PAYMENT WILL NOT APPEAR ON YOUR" Bank Account " UNTIL YOU SEND THE SHIPMENT REFERENCE NUMBER OR RECEIPT SCANNED COPY YOU GET FROM THE POST AFTER SENDING YOUR BUYERS ITEM.

Once the tracking number/bar code is sent to us and shipment has been verified . You will receive a "CONFIRMATION Email" from CREDIT EUROPE BANK® transfer service informing you that the Money has been deposited into your seller bank account... .

This is due to new policies at Credit Europe Bank to protect both the buyer and the seller in the face of the growing number of fraudulent activities perpetrated via the internet. Your payment is intact. You are encouraged to complete this transaction as soon as possible.

Here at Credit Europe you can be assured that your security and safety is our top most concern.

If you have questions about this payment for your sold item or service, please contact(credit.europe.transfer@timepass.com) Bank directly by replying to this email. Your query will be answered promptly .

Thank you for using Credit Europe bank Auction payment Transfer!
The Credit Europe bank Auction Payment team


   General Manager of CEB NV.
          SIR, ONUR UMUT.
Credit Europe veiling Transfer Manager..

Anda perhatikan betapa liciknya cara mereka menipu..dia menggunakan emel yang seiras dengan

crediteurobank....sebaliknya emel yang dia guna ialah:

1) credit-europe@ownplace.com
2) credit_europe.online@ownplace.com

selepas disiasat juga..tiada bank yang menyekat transaksi sehingga barang perlu diposkan terlebih dahulu seperti emel yang dia dakwa.

syukur saya sempat sedar. dan dapat elak daripada ditipu.
namun saya menyamar dan terus melayan wasap dia untuk tahu sejauh mana taktik penipuan dia..

apabila duit tidak masuk dalam akaun..saya berpura2 bertanya kenapa duit tidak masuk sedangkan barang telah di hantar.

dalam 24jam dia telah emel kepada saya spt di bawah ini:

Payment Notification
Transaction code : 9GW755953N953900L

Dear :******

Your payment (1,000.00 RM) is now ready to be activated into your bank account and the Payment (1,000.00 RM) will be reflecting in the next 24 hours which means,You only have 24 hours to refund the overcharge amount of (550.00 RM) back to your buyer so as to enable us UN hold your payment from reflecting on your bank account. We have also contacted the buyer to know his/her preferred way of getting his/her money back. The buyer has reply us and choose the best way of getting the overcharge payment back which is through Western Union Money Transfer. The buyer of your item hereby request that the payment is to be sent directly to his Business partner in Nigeria because the money was deducted from their account and the overcharge amount will be sent via Western Union Money Transfer to the bellow name and address Below.

Full Name:Adigun Habeeb
Address:No 10 Alarere Dugbe
State: Oyo State
City:Ibadan
Country: Nigeria

Zip Code:23402

Note :The payment will be reflecting on your bank account in less than 24 hours which means you must refund the overcharge amount back within the next 24 hours unless we will keep holding the payment from reflecting on your bank account and we have very limited time to do this.

We are very sorry for any inconvenience this may cause.

If you have questions about this payment, please contact Credit Europe Bank directly by replying to this email. Your query will be answered promptly .

We hope to hear from you soonest.
Thank you for using Credit Europe bank Auction payment Transfer!
The Credit Europe bank Auction Payment team


   General Manager of CEB NV.
            SIR, ONUR UMUT.
Credit Europe veiling Transfer Manager..

Sekali lagi dia cuba menipu dengan mendakwa dia telah membayar lebih daripada harga barang.dan meminta saya memulangkan baki terlebih dahulu sebelum duit dia dapat masuk ke akaun saya...

Lihat betapa hebatnya putar belit "pembeli" ini..

jadi tujuan saya mendedahkan penipuan ini adalah untuk berkongsi dengan saudara sekalian agar berhati-hati dengan urusan transaksi di internet..lebih-lebih lagi melibatkan transaksi luar negara...dan berhati2 dengan mereka yang meminta DUIT dahulu sebelum menghantar barangan..ataupun meminta barang dihantar dahulu sebelum bank dapat melepaskan duit ke akaun...semua itu adalah taktik PENIPUAN...

pesan saya juga:

1) siasat terlebih dahulu penjual/pembeli sebelum membuat bayaran lebih2 lagi melibatkan barang dari luar negara

2) tanya mereka yang arif jika terdapat tawaran yang tak masuk akal

3) berhati-hati dan jagan percaya jika emel tersebut bukan di terima dalam inbox sebaliknya masuk dlm spam

4) jika "perasaan/hati" anda rasa tidak sedap ..kadang2 itu adalah petanda daripada Allah..

AWASSSSSSSSSSSSSSSSSS...

Di bawah ini adalah satu lagi contoh emel yg digunakan oleh pihak scammer/penipu online:
Wasup chat ni sy petik drp cust. yg hampir terjerat..
mujur beliau sempat baca blog ini dan sempat bertanyakan pasal scammer ini.
Alhamdulillah beliau terselamat drp ditipu.

Modus operandi yg sama digunakan.cuma scammer ada menghantar gambar europe bank,mungkin utk meyakinkan lagi mangsa.